Discussion 1: Database Security


In 500 words or more, discuss the risk and costs of compromised data integrity breaches. Focus on integrity, not confidentiality. Look at military, education, science, medicine, finance, utilities, municipalities, etc.

Use at least three sources. Include at least 3 quotes from your sources enclosed in quotation marks and cited in-line by reference to your reference list.  Example: “words you copied” (citation) These quotes should be one full sentence not altered or paraphrased. Cite your sources using APA format. Use the quotes in your paragraphs.


Discussion 2: Organizational Economics

Views of price elasticity is different for teenagers than adults. Thinking back to when you were a teenager, were you more or less price sensitive than you are now in making gasoline consumption decisions? When you encounter an unexpected increase in gasoline prices now, what is your reaction to the changes in price? Do you apply the substitution effect of your favorite service station (Exxon, Shell, BP, etc.) when prices increase?


A firm is all equity financed with 10,000 outstanding shares with a market value of $20 each. Its net income was $30,000 and it decides to pay a cash dividend of $2000. Calculate the value of each share after the dividend payout.


a. $22.8

b. $20

c. $19.8

d. not enough information


Grandma’s Applesauce, Inc. has a 0.60 probability of a good year with operating cash flow of $50,000 and 0.40 probability of a bad year with operating cash flow of $30,000.  The company has a debt of $35,000 with 8 percent interest due next year.  Assuming the company has no means of servicing its debt other than operations, and a 0% tax rate, which of the following is true?


a. Shareholders expected claim is $12,200

b. Creditors expected claim is $37,800

c. Creditors expected claim is $35, 680

d. None of the above


The owners of a firm facing a high probability of bankruptcy prefer to invest in ____ projects, because ____.

a. safer; riskier projects make bankruptcy more likely

b. no new; the firm is likely to go bankrupt anyway

c. risky; the shareholders have little to lose and might win if successful

d. risky; creditors prefer taking a gamble rather than having the company default


You are trying to decide whether to accept or reject a one-year project.  The project is estimated to generate $5,000 in incremental gross profit, which includes $200 in depreciation.  Incremental SG&A expense is $400.  At a 35% tax rate, the after-tax incremental cash flow is:


a. $2,990

b. $3,190

c. $3,250

d. $3,510


What is the present value of a growing perpetuity that makes a paymet of $100 in the first year, which thereafter grows at 3% per year? Apply a discount rate of 7%.


a. 2,000

b. 3,500

c. 2,500

d. 4,000


The case should be written as an executive memo, containing the following sections:

· Executive summary

· Introduction

· Analysis and Recommendations

· Conclusion (brief summary)

Do NOT just answer the questions as in a homework style format. Note the following:

· The cases may be done in groups of three students.

· The case report should be approximately 3 to 5 pages in length (1.5 spaced, 12 point font) with up to 8 pages of appendices (graphs, tables, etc.). Do NOT insert appendices from the case into your report unless you have added your own calculations to the page. If your report is less than 3 pages, you did not go into enough detail.

· The case questions are designed to assist you in focusing on the issues. If you believe that the questions do not fully address the issues, then you may go outside the parameters of the questions.

· In the Introduction, briefly describe the company, the current situation and the issues. However, the most important section is the Analysis and Recommendations. This should be the main component (and longest section) of the report.

· Most importantly, you must take a position regarding the issues and make specific recommendations on how to overcome them. Also, make sure you provide support for you recommendations. Use specific data and/or calculations from your appendices to provide this support.

· Note on the Executive Summary: It should include:

o 2 to 3 sentence overview of the firm

o Brief statement of the situation/problem

o Your recommendation. Include important numbers in the recommendation, but do not show how they are calculated (the calculations should be in an appendix).

o The executive summary should be about ¾ page to 1 page. The intent is that if an executive read only the executive summary, they should be able to understand the situation, the problem, and your recommendations, without reading the rest of the report.


Optimal Capital Structure Write a 750 – 1000 word paper. In your paper include the following: •Explain the capital structure of the organization you have been studying this term. Do they rely more heavily on debt or equity? What are their structure weights (%’s)? How does this structure contribute to the overall risk of your firm? Do you feel they have chosen an ideal capital structure? What would you do to improve their structure if you could be CEO for a day? Includee a title page and 3-5 references. Only one reference may be from the internet (not Wikipedia). The other references must be from the Grantham University online library. Please adhere to the Publication Manual of the American Psychological Association (APA), (6th ed. 2nd printing) when writing and submitting assignments and papers. Grading Criteria Assignments Maximum Points Meets or exceeds established assignment criteria 40 Demonstrates an understanding of lesson concepts 20 Clearly presents well-reasoned ideas and concepts 30 Uses proper mechanics, punctuation, sentence structure, and spelling 10 Total


1. A small town has 5600 residents. The residents in the town were asked whether or not they favored building a new bridge across the river. You are given the following information on the residents’ responses, broken down by gender:

Men          Women          Total

In Favor                  1400            280               1680

Opposed                  840           3080               3920

Total                2240           3360               5600

A) What is the probability of a randomly selected resident being Opposed to the bridge?

B) What is the probability that a randomly selected resident is a man and is In Favor of the bridge?

C) What is the probability of a randomly selected resident being a man or In Favor of the bridge?

D) If a randomly selected resident is a woman, what is the probability that she is in favor of the bridge?

E) Are gender and opinion about the bridge mutually exclusive events? Why?

F) Are gender and opinion about the bridge independent events? Why? Show some “proof” with probabilities.

2. How many Combinations of 4 students can be selected from a group of 9 students?

3. Describe the Sample Space for the experiment of rolling a pair of dice.

1 page


Why is financial analysis often the entrepreneur’s Achilles’ heel?  What criteria would you would use to assess a new venture’s financial strength and viability?  Why?  What recommendation would you give an entrepreneur to add to the venture’s financial strength?  300 words. Use at least one scholarly resource.


Funding Website


Explore the website of Business Partners.  Some entrepreneurs say you shouldn’t raise venture capital unless you have no other alternative.  Do you agree or disagree?  Why?  Respond to at least two of your classmates’ postings.


300 words.  Use at least one scholarly resource


Assignment#1 Loan Amortization

Bill has $25,000 in an investment account earning 6 percent per year.  Bill decides to purchase a new car with a sticker price of $25,000.  The car dealer offers Bill either $2,000 cash back or 2% financing for 5 years.  If Bill takes the financing, he will make 60 equal monthly payments.  Otherwise, he will pay $23,000 today for the car.




(a)            Calculate the monthly payment required if Bill agrees to the sticker price of $25,000 and finances the car at 2% per year.


(b)           Prepare the amortization schedule for the loan using an Excel spreadsheet.


(c)            Prepare a graph in Excel that shows the portion of each payment that goes to interest and the portion that goes to principal.


(d)           Based on the time value of money, should Bill take the $2,000 cash back or the 2% financing?  Clearly explain and defend your choice.